Resolve Finance

All your finance needs in the one place

With Dale Alcock Homes you get more than the perfect home - you also get the perfect finance solution through our partners at Resolve Finance. Resolve Finance was established in Western Australia in 1997 and, since its inception, their business has financed more than 27,000 homes, helping an average of over 200 homebuyers into new homes each month.

Established to meet the ABN Group’s demand for construction finance expertise, Resolve Finance remains one of Australia’s undisputed leaders in the field.
In fact, over 80% of the loans written by their team of brokers are construction loans, and they account for 1 in 20 construction loans across both WA and Victoria.

However, Resolve Finance doesn’t just manage your construction finance. They’re a one-stop-shop for finance on your home ownership journey. Their goal is simple: to be your financial partner for life. So whatever your financial requirements, they’re here to help. While their broking services are often where you will first meet the team, they can provide you with a complete financial service that includes:

  • Home Loans
  • Settlements and legal services
  • Financial planning 
  • Personal finance 

When you choose Resolve Finance, you can be assured that whatever you need, you’ll have a strong and trusted advisor by your side every step of the way.

Download the brochure here.

Resolve Finance Australian Credit Licence No. 385487

 

Why choose a Resolve Finance Mortgage broker

At Resolve Finance, we are here to make the process as easy and seamless as possible. Our knowledgeable mortgage brokers are able to find the right home loan for you. Your Resolve Finance mortgage broker will:

Look at your current individual situation and requirements

There are numerous considerations that need to be taken into account when deciding the best home loan for your situation. That is why your Resolve Finance mortgage broker will ensure that they understand not only your financial situation, but also the way that you like to live. This will allow them to find a home loan that has features and benefits that match your lifestyle.

Find the right loan from a panel of lenders

Resolve Finance has access to loans from a panel of over 25 lenders, including the big four banks. This means that your mortgage broker will be able to compare a wide range of products to find the best fit for you. It also provides you with peace of mind knowing all options have been explored, and there is less chance of there being issues with your loan during the process. Not only does this provide you with peace of mind knowing all options have been explored, but also that there is less chance of any issues with your loan during the process.

Save you time

No need to stress over the mountains of paperwork or doing the application wrong, we look after the complicated stuff so you don’t have to. Your Resolve Finance mortgage broker will deal with your lender and other parties to ensure that your loan process is as smooth as possible. You can simply focus on the exciting parts, like choosing colour schemes and organising the move itself.
Your Resolve Finance mortgage broker will also determine if you are eligible for the First Home Owners Grant and assist with everything required so that there are no hold-ups along the way.

Stay with you on your home ownership journey

With Resolve Finance, the service you receive doesn’t end when your home loan settles. We are committed to assisting and guiding you on your entire home ownership journey: from your first home through to wealth accumulation and your transition into retirement. Because we understand how important it is to have a finance expert in your corner every step of the way.

 

Home to Home Finance

A Resolve Finance Home to Home loan is a unique product that covers you when the timing of your new Dale Alcock Home doesn’t coincide with the sale of your old one.
Rather than taking out a second loan, you simply stay as you are, and use the equity in your existing loan as finance. This lets you stay in your current home until your new one is finished.
 A Home to Home loan has many benefits, including:

  • Live in your current home until building is complete
  • No hassles and costs of finding short-term rental accommodation
  • No family upheaval
  • No dead rental outlay
  • Move only once instead of two or three times
  • You have more time to sell your existing property
  • The ability to pay only one mortgage until your new home is built

This flexible home loan may just be the solution your family is looking for during your upgrade.

 

Low deposit home loans

Your deposit is one of the most important considerations when purchasing your first home. You may have been saving for years, or you may have no money put aside for your deposit. At Resolve Finance, we understand that everyone is different - and that is why we have access to a range of products, including some you won’t find anywhere else, that will suit your personal situation.

Low Deposit Home Loans

Most lenders require a minimum of 5% genuine savings as deposit to purchase your first home. However at Resolve Finance, we have access to a number of products which may allow you to get into your new home sooner using the FHOG or gifted funds.

Guarantor Home Loan

Many young home buyers get their parents’ help in getting a home loan, but it doesn’t have to be in the form of cash. We have access to a number of products that allow you to use the equity your parents have in their current home as security against your new one. Not only can this significantly reduce the deposit required but also the amount of mortgage insurance you'll have to pay.

Parent Assist

Parent Assist is an Australian first, which allows your parents to help you come up with your deposit without putting their own home at risk. Mum and dad lend you your deposit in a formal arrangement at half the interest rate of your mortgage. So you save on mortgage insurance while still qualifying for the First Home Owner Grant and stamp duty

Download the brochure here.

My Home Plan

Struggling to save? Recent employment changes? First time buyer? Stuck in the rent trap? My Home Plan is a specialised finance program that will help you get into your own home sooner. It’s tailored to your real-world income and expenses, and usually involves just a few tweaks to your spending habits. By making a few small changes you’ll be a home owner before you know it.

Here’s the Deal:

  • Your finance coach will do a full analysis of your current finances and future goals.
  • You will then be presented with an achievable plan, showing you exactly how much you should spend each month, and on what
  • You can update and track your progress through our secure website and be rewarded along the way.
  • Just follow the budget, and you’ll be a home owner before you know it.
  • Of course, we don’t just leave you with your plan and say goodbye. We’ll assign you a finance coach, who’ll monitor your progress, and offer you guidance and support along the way. Someone you can call with specific questions or queries.

Progress Rewards: As you work towards your savings goal, we'll give you progress rewards along the way - just to make the journey all the more exciting! You can use these prestart vouchers in your selections process to upgrade your home with those luxury extras you've always dreamed of.

Download your brochure here.
 

Resolve Finance Australian Credit License No. 385487

 

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